Ontario speeding ticket calculator

Ontario speeding fines are calculated per kilometre per hour over the limit, and the rate rises with speed: $2.50 per km/h for 1–19 over, $3.75 for 20–29, and $6.00 for 30–49 (Ontario Court of Justice Schedule 43). At 50 km/h or more over, there is no out-of-court set fine at all — Schedule 43 lists no out-of-court settlement, and in practice this speed almost always means a stunt driving charge instead of an ordinary ticket. A victim fine surcharge (set by a bracket table under O. Reg. 161/00: $10 on a fine up to $50, rising by bracket, and 25% of the fine once it is over $1,000) and a $5 court fee are added on top of the set fine, and rates are doubled in a community safety zone or in a construction zone when a worker is present.

None for less than 16 km/h over. Three points for 16–29 over, four points for 30–49 over, and six points for 50 or more over. Points stay on your record for two years from the date of the offence, while the conviction itself remains on your driving abstract for three years.

There are three thresholds. Fifty km/h or more over the limit on any road; 40 km/h or more over where the posted limit is under 80; or 150 km/h or more in absolute terms, anywhere in Ontario — which catches drivers on 110 km/h freeways where 150 is only 40 over. Stunt driving is a completely different charge: a 30-day roadside licence suspension and 14-day vehicle impound apply immediately, before any court date, and the fine on conviction runs from $2,000 to $10,000.

There is no speed that automatically becomes criminal. Speeding and stunt driving are both Highway Traffic Act offences, not Criminal Code ones. What can happen at high speed is that police lay dangerous driving under s.320.13 of the Criminal Code instead of, or alongside, the provincial charge — but that turns on whether the driving was a marked departure from what a reasonable driver would do given the traffic, weather, visibility and whether anyone was hurt, not on the number itself. A dangerous driving charge is criminal court and a criminal record, which is a different matter from a ticket and needs criminal representation.

Almost always, though by how much depends entirely on your insurer, your history and your policy. Insurers classify convictions rather than counting demerit points — points are a Ministry system, not an insurance one. A single minor conviction on an otherwise clean record may cost little; a second inside three years is usually where premiums move sharply. Ask your broker before deciding whether to pay a ticket.

That depends on the speed alleged, what is already on your record, and what the disclosure shows. The fine is usually the smallest cost — the conviction sits on your abstract for three years and the insurance consequence outlasts the demerit points. Where the evidence is strong, resolving the charge to a lower speed band with fewer or no demerit points is often worth more than any reduction in the fine.